Mortgage Blog

Category: Case Studies (5 posts)

How I Helped My Client Avoid a Costly Mistake

January 24, 2025 | Posted by: Nicholas Pratile

A client recently came to me with a renewal letter from their current lender, arranged by a previous broker. The client was ready to sign a 5-year fixed-rate mortgage simply because it offered a lower ...

How Rent-to-Own Helped a Client Secure Their Dream Home

January 16, 2025 | Posted by: Nicholas Pratile

Background Client: Sarah Situation: Sarah, a self-employed entrepreneur in Ontario, was struggling to secure a mortgage despite having a stable income. Her declared income on tax returns wa ...

How Jane and Mark Used an RRSP Loan to Achieve Their Dream of Homeownership

January 8, 2025 | Posted by: Nicholas Pratile

Background Jane and Mark, a young couple from Ontario, were eager to purchase their first home. However, like many first-time homebuyers, they faced a significant hurdle: insufficient savings for a do ...

Getting Into a Dream Home with Ourboro

December 7, 2024 | Posted by: Nicholas Pratile

For many first-time homebuyers, saving for a substantial down payment can feel like an insurmountable hurdle. However, innovative solutions like Ourboro can help bridge the gap and make homeownership ...

Refinance and Contributory Income

October 25, 2024 | Posted by: Nicholas Pratile

Rue is refinancing her home for a debt consolidation. Her two adult children, David and Serena, are currently living with Rue while they attend local universities in Ottawa and work part-time to ...