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Category: Bank vs Broker (2 posts)

Why a Lower Interest Rate Doesn’t Always Mean You Pay Less Interest

Why a Lower Interest Rate Doesn’t Always Mean You Pay Less Interest

October 2, 2025 | Posted by: Nicholas Pratile

When shopping for a mortgage, most people focus on one thing: the interest rate. It feels like the deciding factor—after all, a lower rate means less interest, right? Not always. What man ...

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Mortgage Broker vs. Bank: What’s the Better Choice for Toronto Homebuyers?

Mortgage Broker vs. Bank: What’s the Better Choice for Toronto Homebuyers?

October 7, 2024 | Posted by: Nicholas Pratile

When shopping for a mortgage in Toronto, one of the first decisions homebuyers face is whether to work with a mortgage broker or go directly to a bank. This is a crucial decision that can significantl ...

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