Client Testimonials
Your mortgage journey starts now!

What my clients are saying....
"Nicholas, we just wanna thank you again for the help, support and follow through on helping us attain this house, the sleep has been great, the community seems great and the house is 2 min away from the highway which is a bonus ???? thanks again we really appreciate it! Your determination and commitment payed off!"
Deshawnna Gray
"Very knowledgeable on all aspects, fast and reliable. One key piece to it was honesty. Helping us with what we can do to help plan for the upcoming years, and not just the current. Definitely would recommend to anyone looking."
Gus Rodrigues
"Nicholas was referred to my husband and I by a family member. He told us Nick services were awesome. Clearly we had a bad experience prior. Our initial conversation with Nicholas was on point and informative. I had my questions written down and ready for him. He answered them all and from then on, we never doubted that he would deliver our mortgage needs on time and with the best rates! We will continue to work with Nicholas for all our future transactions. Hey Nick! You will be referred!"
Terry-ann Well
"Service with a smile taken to the next level! I have had the distinct pleasure of working very closely with Nicholas for several years now and he is the personification of 'if there is a will, there is a way'. It is not if he can get you a mortgage that you should ask but simply when. His industry knowledge and professionalism are second only to his tenacity and I would, and do recommend his services without an ounce of reservation. Thank you Nicholas for all the years of successful service to our clients and myself! To many, many more!!"
Monique Mittas
"Nicholas was very patient and informative throughout the whole process of getting my mortgage, With a positive and professional attitude. I would recommend him and will be using his skills in the future."
Jeffrey Dowhan
"It was a pleasure working with Nicholas. Nicholas is very kind, patient and professional. He worked quickly, efficiently and he was always available to answer any questions we had. Thank you for finding us a competitive rate and making our mortgage renewal stress-free!"
April M
"Nick was great to work with. He was very attentive to our needs and always quick with a response. I'd recommend Nick to my friends who were looking for a mortgage broker!"
Mitch Brown
"Nick was so helpful in our mortgage process. He answered all of our question with integrity, respect and efficiency! Highly recommend him if you are looking to work with someone who knows there stuff!"
KB Sweeney
"We had absolutely no idea what we would need in regards to financing for the purchase of our home until we were put in contact with Nick. In fact, we went in with, what we learned to be, complete misinformation from our big bank and he helped us through the entire discovery process with ease and grace! The immediate response and frequent communication we received told us we were being fully taken care of. Nick advised of the process, told us what to expect, what to look out for, and was extremely responsive to our needs and situation. Not only did Nick meet our needs, he surpassed them. He educated us and pivoted when we wanted to go in the direction of rental property lending. We were introduced to Nick with zero knowledge whatsoever and are now rental property owners. Thank you, Nicholas! We highly recommend you and will be back for the next one."
Carmelina Molinara
"We had the pleasure of dealing with Nick for our mortgage and he was excellent! Very prompt with responding, friendly, professional and kept us updated on the status of our file. We would definitely use Nick again and recommend him to family & friends without hesitation."
Anita Edralin
"We didn't make it easy for him. Fast sale of our home, fast closing of new residence. But Nicholas was up for the challenge. He was able to get us a very competitive mortgage rate and he worked collaboratively with our lawyers and realtors to ensure that the deadline was met. He was available to take our calls and clearly explained where we were in the process, putting us at ease. We just moved in to our new home and are very grateful for the time and support Nicholas provided. Highly recommended."
Darwin Jay
"Working with Nick was a great experience. As someone who doesn't know much, he was very informative and explained the processes step by step, making the process easier than expected. I would definitely recommend to anyone that is looking to get a mortgage or refinance as I will definitely be committing myself to Nick and his brokerage for all of my future financial needs."
Andy
"Our overall experience with Nicholas has been great! He’s been available to help us and answer any questions we’ve had at any time of the day/night. I would highly recommend his services to anybody moving forward. He has made our transition to a new mortgage easier than expected so thanks again!"
Lucas Bergeron
"Nick is hands down the best mortgage broker out there! Aside from his great sense of humour and down to earth personality, he's a true testament of somebody who loves what they do. Nick's work/services are very much reflective of this. He stays on top of his game, is super responsive, well organized, and very knowledgeable. He always puts his client's needs first, keeps your best interest in mind, and is always willing to put in long hours to get the work done. Nick made my millennial home-owning dreams a reality by taking the time to really explain the ins/outs of a mortgage, ensuring the deal was on track to close on time, and always keeping me in the loop. There is nobody else I'd rather have as a mortgage broker, especially as a first time home buyer. Working with Nick is an absolute privilege and I'm so happy to have him in my corner for all future mortgages, refinances, etc. I could not be more thankful for him. If you want a seamless mortgage-related experience with a broker who is patient and professional, look no further. Nick is only one phone call away!"
Kimberly Fulgencio
"Nicholas definitely helps make the process of refinancing a mortgage go smoothly. We were impressed with how quickly he got back to us and how every step was explained. He even had a video to talk us through the steps of the mortgage offer and paperwork. We will definitely be working with him again!"
heather latta
"How have I not found Nick any sooner?! I had such a breeze communicating with and understanding Nicks insights on the market and the general process. As most folks are trying to navigate the uncertainty in the market right now, I found Nick to be very helpful in breaking down the events and bringing a human approach to decision making. I never felt any pressure to buy any product of his but always knew that Id have his attention regardless. That’s the sweet sauce I believe for anyone working in this over crowded space. Give Nick a try, I highly doubt you’ll regret it."
G D12
"It’s always great to work with Nick. He always comes through for me. Definitely recommend him if you need financing."
Susan
"Nick took care of the refinancing of my home after my husband passed away. He was very understanding of my situation and took care of every last detail. He was very professional and made sure I got the best possible interest rate. He kept me up-to-date and was very responsive to any questions I had. It was a pleasant experience. My home is now re-mortgaged and I can relax again. I would definitely recommend Nick."
Susan Pothiah
"I really recommend Nick to anyone who's about to become a first time home owner or is renewing their mortgage. He is very knowledgeable and was very helpful in explaining the risk and rewards of fixed/variable rates. He made me understand it in a way that no one else has been able to. You can tell that he genuinely cares and considers your situation to help you decide which options are best for you. Thanks again Nick for your great service and finding the best rates for me."
Ivy B.
"With the rapidly changing market and the uncertainty that lies with it, working with a Strategist such as Nicholas is what a young family like ours need and must say the best decision. Thanks to our realtor for recommending Nicholas and his team. We needed to change gears few times but with Nicholas support we reached the finish line on time. He is very accommodating (late night calls), which is helpful for anxious clients like us and always a call away that meets our spontaneity. Thanks Nicholas!"
Geli Ace
"Quite happy I was referred to Nicholas by a friend as he is proficient, professional and a pleasure to work with. It was my first mortgage and he provided excellent customer service through prompt replies, quick service, being personable and having a wealth of knowledge. I recommend him to everyone who’s searching for a mortgage broker and grateful to have him on this journey with me. Thank you for everything!"
Jasmyn Jaynes
"Working with Nick to renew my mortgage was above and beyond what I needed from him. His advice, guidance and help though the process helped us get a better renewal rate than we had been hoping for. You won’t be sorry working with Nick with your mortgage."
Lawrence Saindon
"I was referred to Nicholas, from a family member and couldn’t be happier with the reference. He was very professional, walked me through the process, gave me tips on how I could refinance my house. Nicholas was quick to answer any questions I had and made it very easy to communicate with. He will work long hours to help you out. Thank you Nick for everything you helped me with."
DJFrankie Figs
"Nicholas is the person to go to when it comes to Mortgage advise ! Not only because he is very profesional or because he replies your questions very fast and makes it easy to understand but because he was used to be one of us! Looking for the best adviser looking for what was best for him. And for me that is what sets him apart from the rest. Because he loves to help and he will try his very best to guide you."
Alex Bravo
"Nicholas was awesome. Always ready to deal with any issues that could pop up. Always telling me not to worry. A professional from beginning to end. Thanks Nicholas."
Tim Le Grand
"Nick is one of a kind. Extremely professional and so knowledgeable. Nick was always looking to do what is best for his client. He always had time for questions and always found the answers. Thank you for everything. Mark"
Mark Pothiah
"Nick was an absolute pleasure to work with. He was extremely helpful and knowledgeable. Nick was always there when I had any questions and always went above and beyond. Thank you for everything Nick."
Lucy Mignardi
"Nick was amazing to work with! He was professional, honest, and very timely with his responses. I highly recommend working with him!"
Carissa Trinidad
"Nicholas is a wonderful broker, very responsive and gave us a handholding service from start to end."
Shamiso Sipho Chataika
"Great job! Thank you Nick for your hard work !!!"
Cheryl McAndie
"Had a great experience working with Nicholas. He responds quickly to our queries, very professional, and easy to communicate with."
Maricres De Leon
"Thank you Nicolas for your hardwork. I will always choose you to do my mortgages."
Harry Nuve
"Always answers all your questions."
Fran Myre
"Positive Professionalism"