Mortgages Made Easy
Trusted Mortgage Solutions
Simpler, smarter mortgages for a brighter future.
Our Services
Nicholas Pratile BBA
Home Loan Strategist
Mortgage Agent Level 2
Working for You, Not the Banks!
Award winning Nicholas Pratile, Mortgage Professional, specializes in various Residential mortgage solutions to help you achieve your financial needs and goals.
I am here to help you negotiate the best possible mortgage for your unique real estate transaction.
Serving the Greater Toronto Area and the rest of Ontario.
Click to Call Get Approved 
. 
Download My Mortgage Toolbox and get access to all the
premium tools to help plan your mortgage : 
More than just great rates.
A low lending rate is great but there's much more to it than that.
When you work with me, I take the time to ensure I get you into the best solution possible.
Easy Approvals
Speed matters. Which is why I can determine if your approved quickly.
Transparency for all
We’re big fans of the phrase, “what you see is what you get.” No hidden fees, no hidden meanings.
Built on Trust
I offer products and services designed to put my clients first. Always.
Mortgage Services You Can Trust
I partner with lenders who share my beliefs that applying for a mortgage or financing should be fast, simple, and secure.
First-Time Buyers
A first home is an exciting time. Professional mortgage advice is a great place to start.
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Mortgage Refinancing
Take advantage of lower rates or unlock equity in your home for investments, renos or education.
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Mortgage Renewals
You can renegotiate everything pertaining to your mortgage. It's also a great time to save money!
Learn MoreStep 1: Contact Us
to get started
Step 2: Needs Analysis
what are you looking to do
Step 3: Funding
the final step
Pro Tip Videos
Nicholas Pratile - Home Loan StrategistI look forward to posting videos explaining everything about mortgages.
If you have any questions, please let me know and I will feature you in my next video!
I'm looking for help with...
Mortgage Pre-Approval
Find out how much you can afford for your home purchase.
learn moreImproving My Credit
Having a bad credit rating doesn't mean you can't get mortgage financing
learn moreReducing My Debt
Consolidate Your Debt and Save. Use your home equity to reduce your credit card debt.
learn moreMortgage Refinancing
Use the money in your home to pay off high interest debts and be mortgage-free quicker
learn moreMortgage Renewal
If your mortgage renewal is fast approaching, then now is a great time to look at the many excellent options and competitive rates available.
learn more
